1. Acceptance of Terms
By accessing or using BroPay ("Service"), including its features such as BroSubs, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use the Service.
2. Description of Service
BroPay is a financial management platform that helps users:
- Track subscriptions (BroSubs)
- Monitor expenses, bills, EMIs, and financial activities
- Receive reminders and insights related to financial behavior
BroPay does not provide financial, legal, or investment advice.
3. Eligibility
You must be at least 13 years old to use the Service. By using BroPay, you represent that:
- You have the legal capacity to enter into these Terms
- The information you provide is accurate and complete
4. User Accounts
- You are responsible for maintaining the confidentiality of your account
- You agree not to share your account credentials
- You are responsible for all activity under your account
We reserve the right to suspend or terminate accounts that violate these Terms.
5. Email & Data Integration
If you choose to connect your email (e.g., Gmail):
- You grant BroPay permission to access relevant financial emails
- We use this data to identify subscriptions, bills, and transactions
We do not:
- Send emails on your behalf
- Access unrelated personal content beyond what is necessary
6. User Responsibilities
You agree:
- Not to misuse the Service
- Not to attempt unauthorized access to systems or data
- Not to use the app for illegal or fraudulent activities
You remain fully responsible for your financial decisions.
7. No Financial Liability
BroPay is a tool for tracking and insights. We are not responsible for:
- Financial losses
- Missed payments or subscription renewals
- Incorrect data extracted from emails or user input
Use the Service at your own risk.
8. Third-Party Services
BroPay may integrate or rely on third-party services. We are not responsible for:
- The performance or accuracy of third-party platforms
- Any issues arising from their services
9. Intellectual Property
All content, branding, and technology related to BroPay are owned by us. You may not:
- Copy, modify, or distribute any part of the Service
- Reverse engineer or exploit the platform
10. Termination
We may suspend or terminate your access if:
- You violate these Terms
- We detect suspicious or harmful activity
You may stop using the Service at any time.
11. Limitation of Liability
To the maximum extent permitted by law, BroPay shall not be liable for:
- Indirect, incidental, or consequential damages
- Loss of data, profits, or financial outcomes
12. Changes to Terms
We may update these Terms at any time. Continued use of the Service after updates means you accept the revised Terms.
13. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of India.
14. Contact Information
For questions about these Terms, please contact us:
- Email: hello@bropay.money
- Website: https://bropay.money